Click Here To Discover Why Kurnia Is Your Better Choice

Find Out How Much You Can Save With Kurnia Insurance

Kurnia’s Irresistible Benefits That Safeguard You (the Driver), Passengers & Your Vehicle

  • 24/7 Auto Assistance

    Emergency Kurnia’s Auto Assist (KAA) for Breakdown, Towing, Parts & Fuel Delivery*

  • Accidental Damage

    Accidental Damage coverage including Falling Trees, Fire & Flash flood*

  • Attempt Theft Damage

    Include Damages as a result of Attempted Theft of the vehicle

  • Towing Assistance

    Up to a Maximum of 365km Roundtrip for any one incident within Malaysia including Unlimited Toll Charges

  • Express Claims

    Kurnia’s Immediate Settlement up to RM10,000*

  • Workmanship Warranty

    3 Years Warranty for Workmanship Repair by our Approved Panel Workshops

  • All Drivers Protection

    Unlimited Drivers are insured with no additional cost and you are not required to name them

  • Optional: Perfect Rider Plus

    An extended coverage for all Occupants (a Driver + 4 Passengers), Allowances, Towing & other services*
    Click here for more details

  • Optional: All-New E-hailing Coverage If You’re A Grab & Taxi Driver

    An extended coverage for you & your Authorised E-Hailing drivers during On-Call

* terms & conditions apply

All-Round 24/7 Protections – Drivers, Passengers & Vehicle

Stress Free Even If Your Are Stuck In Any Emergency Breakdown

Urgent & In Tight Situation?
We Offer Claims For Express Settlements

Do A Quick Assessment & Get Yourself The Best Insurance Coverage Available In The Market

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Discover More About Kurnia’s Latest auto365 Premier Packages

Auto365 Comprehensive Premier

The ultimate protection in motor insurance. It is the only policy that gives you extended coverage against the convulsions of nature & also provides you with value added benefits to limit any impact on your current lifestyle. View Brochure

3rd Party, Fire & Theft (TPFT) Premier

Accidents can seriously derail your life, but this policy will cover you against injury or damage caused to other people & their property. View Brochure

Are You A Grab Or Taxi Driver? Get Yourself An Extra Protection When On-Call

[OPTIONAL] Private Hire Car (E-Hailing)

An all-new optional e-hailing coverage specifically tailored to protect you (a GRAB or Taxi driver), your fare-paying passengers & your vehicle in any event of unexpected liabilities.

Kurnia covers:

  • Loss or Damage To Your Own Car
  • Liability to 3rd Parties
  • Legal Liabilities to Fare-Paying Passengers
  • Legal Liabilities to Fare-Paying Passengers for Negligent Acts
  • Personal Accident Cover for Authorised E-hailing Driver

* terms & conditions apply

Owning A Vehicle Is Much Easier Than Protecting It. With Kurnia, You Can Be Rest Assured.

Get Your RoadTax & Insurance Renew Today

For Immediate Response, Feel Free To Chat With Us

Get A Comparison Quote? Simply Fill-Up The Required Details

Experienced In Insurance Renewal? Choose Do-It-YourSelf (DIY) Kurnia Express Portal

Experience Great Journeys With Kurnia Insurance

Over 1 Million Owners Had Became Part Of The Growing Community

So Can You. Join Us Today

Frequently Asked Questions

We Have Answers For Your Questions, Check Them All.

How much premium do l have to pay?

Ans: The total premium that you have to pay may vary depending on your individual risk profile including but not limited to your No Claim Discount (NCD) entitlement, optional cover(s) you purchase, our underwriting requirement, vehicle’s sum insured.

What are the major exclusions under this policy?

Ans: This policy does not cover certain losses, such as:

  • you or your authorised driver is under influence of any alcohol or intoxicating liquor, narcotics, dangerous drug or any deleterious drugs or intoxicating substance to such an extent as to be incapable of having proper control of your vehicle
  • your vehicle was being used:
    • for unlawful purposes or to attempt an unlawful purpose
    • to practise or participate in a motor sport, competition, reliability trial, speed test or on any racetrack
  • loss, damage or liability caused by an unauthorised driver
  • loss, damage or liability connected to war, act of terrorism, strike, riot or civil commotion
  • loss, damage or liability arising from convulsions of nature i.e. flood, typhoon, storm, landslide etc.

This list is non-exhaustive. Please refer to the policy wording for the full list of exclusions under this policy.

What should you know when making a Claim?


  • Report to the police for all incidents. For a road accident, you have to report to the police within 24 hours.
  • Notify us in writing within 7 days after the incident. Complete the claim form in full and return it to us with the related documents within 21 days from your notification’s date.
  • In the event of an Own Damage claim, repair must be conducted by our approved repairer.

How do I check my Claim?

Ans: Check can check your claim status here

What do I need to do if there are changes to my contact details?

Ans: It is important that you inform us of any change in your contact details to ensure that all correspondences reach you in a timely manner

Can I cancel my policy?

Ans: You may cancel your policy at any time by giving a written notice to us. Upon cancellation, you are entitled to a refund of the premium if no prior claim was incurred, based on short-period rates, where any minimum premium paid under the policy is not refundable

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Find Out How Much You Can Save With Kurnia Insurance

  • 24-hour free auto assistance
  • Express claims up to RM10k
  • Free towing up to 365km
  • Compassionate allowance
  • Workmanship warranty
  • Accidental damage
  • Attempted theft damage
  • All drivers
  • Access to authorised workshops
  • Optional windscreen coverage
  • Express claims up to RM10k
  • Free towing up to 365km
  • Compassionate allowance
  • Accidental damage
  • All drivers
  • Access to authorised workshops
  • Free towing up to 365km
  • Workmanship warranty
  • Attempted theft damage
  • All drivers
  • Access to authorised workshops
  • Express claims up to RM10k
  • Free towing up to 365km
  • Access to authorised workshops